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If the user does not have an Everifin user account, they can still save the bank account (if the bank supports it) for future use in Everifin Paygate. In this case, after being redirected to Paygate, the customer must check the checkbox to save the selected account for future use in this browser. At the same time, the customer gives consent to the Paygate to store this data for 90 or 180 days. During this period, the customer does not need to select the bank or insert the bank login details again. Payment authorization is simplified (most banks require only the second factor), reducing the time the customer has to interact with the bank. After the connection to bank expires (90/180 days) the customer need to re-login to the bank like it was done during the first payment.
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The Payment is initiated in exactly the same way as a default one-time anonymous payment. Please follow the documentation on Redirect Flow or https://documenter.getpostman.com/view/19017018/2s93kxbRWa#49488198-9737-4ad4-a863-44fb2356554b
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