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One-time payment | Payments from saved bank accounts | Payments from Everifin accounts | |
|---|---|---|---|
User registration/login | not applicable | not applicable, the merchant is logged-in via API | Everifin UI (Multibanking or Wallet) * |
Connecting bank accounts | not applicable | Everifin UI (Paygate Redirect flow) | Everifin UI (Multibanking or Wallet) * |
Payment initiation | Everifin UI (Paygate Redirect flow) / Everifin API (Paygate Embedded flow/wiki/spaces/~5dd3fb319def2a0ee974c384/pages/2467561560) | Everifin UI (Paygate Redirect flow) | Everifin UI (Paygate Redirect flow) / Everifin API (Paygate Embedded flow/wiki/spaces/~5dd3fb319def2a0ee974c384/pages/2469232674) |
* - this step is done outside Paygate as a pre-requisite
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Everifin UI is the simplest method of integration and will be the easiest for maintenance over. It takes the user to a trusted and licensed payment services provider Everifin (e.g. using a redirect or a modal window). The user can safely authorize the payment and return back without sharing any sensitive data with the original client application (an accounting system, an ERP, an e-shop, etc). Unless there are API breaking changes to the payment status call or link creation call, no additional development should be is required to match leverage the latest Everifin Paygate updates.
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