...
Transaction refresh
Transactions are refresh refreshed periodically in following pattern:
user is online - transactions are refreshed every minute
user is offline - transactions are refreshed 4 times during work hours
...
for all users - transaction update job is triggered two times a day
Manual transaction refresh
In addition to periodic transaction refresh provided automatically by the system, transaction refresh can be triggered manually by calling a dedicated endpoint. This endpoint initiates the download of the transaction data from the bank to Everifin for all user’s connected active bank accounts. Downloaded and stored transactions can be then accessed using further endpoints.
...
Detailed endpoint description can be found here: Transaction Refresh Endpoint
Transaction update job
During regular refresh jobs, we request only new transactions from a bank (since last downloaded). However, some banks might change the transaction data after transaction is processed in bank’s systems. To retrieve these transaction changes, we run transaction update job two times a day. This job retrieves 7 days of transactions history from a bank.
When transaction data is changed, we set new value for lastUpdated column. To identify changed transactions, you should save lastUpdated timestamp when transaction is retrieved for the first time and compare the value of saved lastUpdated with value retrieved on next transaction list calls (at least once a day).
Get Transaction List
Transaction list for specific bank account can be obtained using the endpoint described in detail here: Bank Account Transactions
...